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Lee Wenzel

Eden Prairie, MN
Commenter for
6 years 48 weeks

Recent Comments

"You would think that somebody would have figured this out a hundred years ago,"

I grew up in the Red River Valley where most of the land was settled under the auspice of the Homestead Act of 1862 which provided a quarter section for living there and another quarter section of land for planting ten acres of trees. Most of these tree claims were predominantly cottonwoods. Maybe somebody did figure it out a hundred years ago and more, and we have just lost touch with the technology....

Posted on 08/20/13 at 11:04 am in response to Decoding the language of health-care financing: a primer

We can't begin to understand the financing of medical services without understanding what is insurance, what is not insurance as well as what is an insurable risk and what is not an insurable risk. Insurance involves the use of large numbers to actuarially determine and charge a premium for the assumed risks, to be paid by claims. If one's premiums are determined by their personal health risk, one probably has insurance. Otherwise, most people have some form of entitlements or payment is...

Posted on 04/04/13 at 10:59 am in response to Civil unions: It looks like an uphill fight for compromise idea

I couldn't agree more that the State should leave marriage to churches and personal commitments and deal only with civil unions for anybody who wants it. Do we really believe in the separation of church and state? Then let's stop regulating a sacrament. Is infant baptism next up for state regulation?

Posted on 03/09/13 at 07:31 am in response to GOP legislators hope to change health-exchange bill in conference

The fallacy of the Health Insurance Exchange is that without individual underwriting, it isn't insurance. Beyond that, if you review the prerequisites of an insurable risk, most chronic health care is not insurable. Let's call it what it is - access to an entitlement program.

While the Exchange may broker health plans, if you read the definition of insurance in any insurance text, the plans clearly do not qualify as insurance. It is important to clean up our language for journalistic integrity and if we expect systems to operate as intended. Just as we cannot change the value of pi or 3 through legislation, we cannot change the essential nature and prerequisites of insurance by legislation.

Posted on 12/18/12 at 12:45 pm in response to 9 worst urban planning moves in Twin Cities history

So is "Twin Cities" limited to Minneapolis and St. Paul, or is that merely where the fiascos occurr?

Posted on 11/29/12 at 12:24 pm in response to REAL ID, No Child Left Behind, and the future of the Affordable Care Act

I like your article. I only wish you would be more accurate in your use of the word insurance. In places you refer to health plans, which is a more accurate term. Without underwriting or premium priced according to risk, it is no longer insurance. The essentials of insurance cannot be changed by legislation any more than legislation can change the value of pi. We are implementing a program of social insurance or entitlements. It does not qualify as insurance, nor is most of health care...

Posted on 11/19/12 at 11:56 am in response to Why Gallup hates Nate Silver

We have a similar issue with indexed mutual funds and ETFs. If everybody is buying indexes, and indeed indexes are comprised of indexes which are comprised of indexes, who is spending the money to analyze the stocks and determine the underlying value?

Posted on 06/04/11 at 06:10 am in response to Barataria: Let's use humor to defeat awful marriage amendment

If the State is going to regulate religious sacraments, we need a parallel amendment to regulate baptism. Otherwise, some will baptize as infants and some as adults and it will destroy the whole institution! And the euchrist, drinking the blood and eating the body - that needs an amendment also. We could just make sin illegal.

Posted on 05/12/11 at 02:49 pm in response to Same-sex marriage in Minnesota: Your turn to speak up

Marriage was a sacrament within the Roman Catholic Church long before it was regulated by civil law in this country. Maybe age for the sacrament of baptism should be regulated by the State as well! What's the difference?

Like baptism, marriage vows should be left to the church and/or individuals involved, leaving the State to regulate civil unions. Anything else crosses the line of separation between church and state.