Here’s a big reversal from a year ago: banks getting a boost from the housing market. Reuters reports that mortgages gave a big boost to U.S. Bancorp and Wells Fargo, both of which reported results this morning for their most recent financial quarter.

U.S. Bancorp reported $276 million in mortgage banking revenue, up 350 percent from a year ago. Wells Fargo reported $3.1 billion in mortage banking revenue and a record third-quarter profit of $3.2 billion, up 98 percent.

TCF Bank also reported results this morning. The bank, which is headquartered in Sioux Falls (wink, wink), said its net income for the quarter was $17.5 million, down 33 percent compared to last year’s $30 million profit. CEO Bill Cooper cited high unemployment for driving an increase in consumer defaults.