“The concept of uninterrupted coverage is just really not practical for most working people,” she said.
Law streamlined after 2014
Industry on board — thanks to the mandate
Republicans: reform tax code to encourage coverage
“They’re hanging their entire hat on the notion that the only way to make this work is to force people to buy insurance,” James Capretta, a fellow at the Ethics and Policy Center, said. He proposed a plan that would use tax breaks to encourage individuals to buy insurance when they’re healthy, thus giving them the preexisting conditions protections currently offered to those in group plans (he went much more in-depth on the issue here).
Capretta said such a plan would best suit low-income, unemployed or sporadically employed people who might not be able to afford individual insurance but don’t have the group plans offered by big employers to fill in the holes in coverage.
As for Boyer, she entered Minnesota’s state-created high-risk insurance plan to tide her over until the bulk of the Affordable Care Act takes effect in 2014. She said she’s even delayed receiving some preventative procedures until the state-run health exchanges, and the preexisting conditions provision, kick in that January.
“The ACA, as it’s currently structured, offers me hope that I am going to get the opportunity now to go into these health exchanges and be able to find reasonably prices policies that will offer me actual coverage,” she said.