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8 compelling provisions of the Affordable Care Act

There has been a lot of misunderstanding about what the Affordable Care Act accomplishes for ordinary people like me. Summarized below are a few of the most compelling provisions of the Affordable Care Act, provisions that will disappear upon repeal, provisions that improve the lives of you and others you care about:

The ACA:

  1. For Medicare enrollees: provides key preventive services at no cost; enrollees also receive a 50 percent discount on brand-name drugs in the Medicare "doughnut hole."
  2. Prevents insurance companies from rescinding coverage.
  3. Eliminates lifetime limits on insurance coverage.
  4. Prevents insurance companies from denying coverage to children with pre-existing medical conditions; provides access to all uninsured Americans with pre-existing conditions.
  5. Sets up a Community Care Transition Program that helps high-risk seniors on Medicare to avoid unnecessary hospital readmissions.
  6. Provides health-insurance tax credits to small businesses wishing to provide health care to their employees.
  7. Allows young adults to stay on their parents’ insurance plan until they turn 26.
  8. Provides increased payment to rural health-care providers to help keep medical care in our rural communities.

To learn more, go here.

I hope people will contact their local and national representatives and senators who think it is so important to make a political statement by repealing the Affordable Care Act: Ask them specifically which of the above provisions they are planning to take away from all of us.

Make it better. Don't take it away.

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Comments (4)

I live in Minnesota's Fifth

I live in Minnesota's Fifth Congressional District where Keith Ellison's Democratic values that prioritize people and government that works for people point him to improving the Affordable Care Act, not to eliminating it.

It's up to you folks who live in GOP Congressional Districts to talk to Lewis and Emmer and Paulson about the absolute positives in Obamacare, as this writer lists some of them. They won't even bother with letters or emails or phone calls from citizens affected, like me, who are not in their Districts.

They hold the Congressional majority. They are the ones who neither know what's in Obamacare nor how to fix it. Yet they are going to eliminate this health care program without any realistic or pragmatic idea of what to replace it with. Terns of millions of Americans--including a lot of clueless Trump voters--will not have any health care if the GOP gets its way.

As someone who remembers when anti-Vietnam War protesters urgently suggested to the President who was obviously losing that war: Why don't you just declare that you won the war, and let our troops come home? (Actually, that's what did happen: We lost and came slinking home declaring victory) The GOP could do some diddling of Obamacare to strengthen it, declare that it's something else entirely (just give it another name), and all of us benefit by having healthcare!

This is interesting

I just got an email from MnDOT (of all places) which reads "We are sending you this update at the request of Minnesota Management and Budget. Health insurance premium relief and deadline to sign up for MNSure has been extended:" (and then goes on to give more details).

I had heard that Donald's Posse had pulled all advertising reminding people that the deadline was approaching (even though the $5 million had already been spent) and that others (celebrities, various news organizations) are picking up the slack to try and get the word out.

But I find this pretty intriguing that even MnDOT is getting into the "make sure people know the deadline is coming up!" act!

The ACA

Has also been responsible for part of the MNSure debacle and bailout even though the really cost killers have yet to be implemented (i.e. Cadillac tax). It has not proven to be particularly affordable (see previous bailout) and there are still something like 20 million uninsured lawbreakers who have not purchased health insurance.

The ACA has given out some things that will most likely not ever be taken back (which was the plan) and some of them seem quite fair and could have been enacted without the other 2000 pages of requirements, like items 2,3,and 4 from the letter. Of course, there is really no plan to pay for those items which is part of the problem.

Before and after the ACA

Unfortunately, premiums and deductibles have increased for some people on individual insurance plans since Obamacare/ACA was implemented. And, of course, this is what the Republicans and Trump harped on during the last election. But the percentage of all policy holders whose insurance premiums or deductibles have actually gone up under Obamacare was only 4% of all of those with private health insurance.

https://www.healthinsurance.org/blog/2016/10/14/whos-bearing-the-brunt-o...

And before the ACA became available, those with pre-existing conditions, nationwide, amounted to 27% of all of those under 65 with private insurance plans! And, of course, most people in this group were either denied private health insurance, or they were forced to pay exorbitant premiums to obtain this insurance.

http://kff.org/health-reform/issue-brief/pre-existing-conditions-and-med...

Will Trumpcare lower all premium costs, and still cover all those who were insured under Obamacare like Trump claims it will? Trump gives us no specific plans, so who knows. Needless to say, it is highly questionable whether Trump’s plan will do what he says it will.