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A milestone for mental-health parity: ‘Final rule’ is announced

Courtesy of the Carter Center
Longtime parity champions David Wellstone, former first lady Rosalynn Carter and Dean Peterson, director of Hazelden's Center for Public Advocacy, took a moment to celebrate the milestone Friday in Atlanta.

It was nearly two decades ago when U.S. Sens. Paul Wellstone (D-Minn.) and Pete Domenici (R-N.M.), the political “odd couple,” took the torch from first lady Rosalynn Carter and joined forces to advance a Mental Health Parity and Addiction Equity Act. Their inspiration was in part personal: Wellstone’s older brother had struggled with mental illness, and Domenici’s daughter had been diagnosed with atypical schizophrenia.

After many stops and starts, much give-and-take across the aisle, and the successful hand-off to yet a new generation of advocates, their hard work reached a milestone Friday morning with the Obama administration’s issuance of final rules (PDF) to implement the law, which “requires parity between mental health or substance use disorder benefits and medical/surgical benefits with respect to financial requirements and treatment limitations under group health plans and group and individual health insurance coverage.”

U.S. Health and Human Services Secretary Kathleen Sebelius made the announcement during her keynote address to the 29th Annual Rosalynn Carter Symposium on Mental Health Policy at the Carter Center in Atlanta, Ga.

Even for her, it was personal: “In the last six months I’ve actually had two of my family members experience crises,” she told the attendees. “Both of them were eventually able to receive help and support because they had resources and family and friends to turn to. But in either case it wasn’t easy. And the hand-off from crisis to stabilization to community support was rocky at best.”

Among the highlights she outlined:

  • Insurance coverage for mental health and substance use conditions, when offered, must be comparable to coverage for medical and surgical care.
  • Insurance companies that offer plans must provide consumer information on how that coverage is determined and what standards are used to evaluate a claim.
  • Insurance companies must use comparable clinical standards and cost considerations.
  • Parity protection must apply to intermediate levels of care — those that fall somewhere between hospital care and a visit to a doctor’s office — “a very critical space for a lot of individuals on the road to recovery.”

 It is, she said, “the largest expansion of behavioral health coverage in a generation.” But the work is not over, she said, citing the need to ensure implementation of the law and support advances in neuroscience and efforts to overcome stigma.

“We need to move past the idea that when we talk about mental health, we’re talking about somebody else,” Sebelius said. “It’s not somebody else. It’s all of us. And I would argue therefore that our biggest challenge in terms of those issues is not a challenge of the head, but it’s a challenge of the heart.

“Just think for a moment how different things would be if everyone felt like they could access treatment without the fear of being judged. Imagine what it would mean if people felt as comfortable saying they were going for counseling as they do saying they’re going for a flu shot or physical therapy.”

‘A labor of love’

Former U.S. Rep. Jim Ramstad (R-Minn.), who paired up with U.S. Rep. Patrick Kennedy (D-R.I.) on the House side of the parity effort, said in an interview Friday that it renewed his faith in the government’s ability to get something done.

“To my knowledge, there has been nothing in the last several years of a major nature like this that has been passed with such bipartisan support,” he said. “On a policy level, this proves it can still be done.”

Ramstad praised the work of Carol McDaid, leader of the Parity NOW coalition, and of David Wellstone, the late senator’s son, who, along with a host of others drove the Wellstone-Domenici bill through its passage in 2008 and kept the heat on all the way through to implementation.

Ramstad said his own part in the effort, inspired in part by his recovery from alcoholism, was and will always be “a labor of love. That’s how we stay sober. We’ve got to give back, and that’s part of my giving back. I’m just grateful I was in a position to do so. Patrick [Kennedy] and I are going to continue our work together. We still have a long ways to go, especially on the stigma.”

The work ahead

Minnesotans in the field of behavioral care were studying the implementation rules Friday and finding evidence that their years of advocacy had paid off.

Sue Abderholden, executive director of the National Alliance on Mental Illness Minnesota (NAMI MN), praised the transparency requirements, and the fact that the “full scope of medical services” had been included.

“I’m pleased,” she said. It really is about time. Now we can try to figure out, ‘How do we make sure that mental health benefits and substance use disorder treatment really are viewed the same under a health plan?’ Now we have more guidance. There will be many years of work left on this. Implementation is a huge issue.

“I know we’re not done with this work, but this is a giant step forward.”

Worth the long wait

Kitty Westin, of Minneapolis, advocacy director of the Emily Program Foundation and a longtime parity champion, welcomed Friday’s news.

“I am excited. I have been waiting for this,” she said. “I worked with Paul [Wellstone], and after he died, I spent a lot of time working with David Wellstone on getting the bill passed in 2008.”

Sen. Paul Wellstone Kitty WestinCourtesy of the Westin familySen. Paul Wellstone and Kitty Westin in a photo from 2000.

Anna Westin
Courtesy of the Westin familyAnna Westin

The Westin family’s story has become legendary in the fight for parity. Kitty’s daughter, Anna Westin, had struggled with anorexia as a teenager and relapsed when she was 20 years old. She then got caught in a nightmarish “revolving door” of in- and outpatient care, with her parents and doctors at odds with the insurance company over what was needed. Afraid of becoming a burden to her family, Anna committed suicide in 2000.

Since then, Kitty and her family have worked to make some sense of the tragedy.

“My narrow issue is eating disorders,” Westin said. “My wider issue is making sure that people with mental illness have access to the care they need. We really wanted to make sure that people with eating disorders would benefit from whatever parity bill passed.”

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Comments (5)

  1. Submitted by Paul Brandon on 11/09/2013 - 09:25 am.

    The key to this legislation is in the third item:

    “Insurance companies must use comparable clinical standards…”
    Speaking as a behavioral health professional, few behavioral interventions would pass the bar of demonstrated safety and effectiveness required of medical interventions.

  2. Submitted by John Edwards on 11/09/2013 - 10:40 am.

    A crucial element is missing in this story

    There is a crucial element missing in this story: the cost.
    Insurance companies will now be forced to include coverage for mental health treatment in their policies, which clearly means premiums will rise—unless mental health professionals will work for free, which I doubt.

    Yet there is no mention of this crucial fact in the story.

    Yes, it is wonderful that the mentally ill receive treatment. Yes, we all should have affordable health care. Yes, I am all for someone with more money than me paying for it, just like most readers of MinnPost.

    But how does a website that professes to provide high-quality journalism put on such an incomplete story? I ask reporter Sarah Williams: how much will the new benefit cost and how will it be paid for?

  3. Submitted by Eric Paul Jacobsen on 11/09/2013 - 11:56 am.

    This is great news!

    This is great news, and it can only get better as the Patient Protection and Affordable Care Act (PPACA), a.k.a. Obamacare, develops from a partially-funded mandate to a fully-funded one. When I look at the news reports of website glitches and buyer’s remorse on the part of a few people who formerly had better-than-average health insurance, it is easy to believe that the PPACA may fail.

    But this announcement by Kathleen Sebelius, a tough veteran of the abortion wars of Kansas, gives me reason to hope that this important step forward will not be undone. A majority of us will fight to keep healthcare reform, and we will win. Rather than retreat, we will fight to eliminate the bugs and fill in the gaps in the system, so that none will have any reason left to complain.

    A great society cares for all people who suffer from illness, whether it is physical or mental. Everyone who fought so long to win mental-health parity can take pride now in a job well done.

  4. Submitted by Beryl John-Knudson on 11/10/2013 - 06:59 am.

    Then too…Single-Payer’s day will come….

    Who’s that clapping in my ear? Paul Wellstone!

    Who believed that day will come when healthcare covers all? Paul Wellstone!

    Obama affordable care, a baby step?

    Who speaks still, for single payer; the greater footprint – it will come…Paul Wellstone.

    ” If we don’t fight hard enough for things we stand for, at some point we have to recognize that we don’t really stand for them.” Paul Wellstone

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