The Duluth-Superior metropolitan area was tied for third in percentage of income that residents owe to credit card companies, according to Equifax.
Duluth-Superior was tied for third in the country on the list, with 16.72 percent of income owed to credit card companies.
The Twin Cities weren’t in the top 20.
The Duluth paper notes that metro areas with lower incomes tend to be highest on credit card percentage debt, and the Duluth-Superior area median household income was just more than $38,000.
The top five metro areas on the list:
- 1. Wilmington, N.C.: median income $42,392; $7,315 owed in credit card debt (17.26%)
- 2. Canton/Massillon, Ohio: median income $40,912; $7,050 owed in credit card debt (17.23%)
- 3. Toledo, Ohio: median income $44,349; $7,414 owed in credit card debt (16.72%)
- 4. Duluth-Superior: median income $38,392; $6,418 owed in credit card debt (16.72%)
- 5. El Paso, Texas: median income $33,126; $5,349 owed in credit card debt (16.15%)
The credit reporting agency also said parts of Florida, North Carolina, Ohio, Texas, Washington and California are having a particularly difficult time dealing with credit card debt.